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  2. Wealth inequality in the United States - Wikipedia

    en.wikipedia.org/wiki/Wealth_inequality_in_the...

    The top 20% of Americans owned 86% of the country's wealth and the bottom 80% of the population owned 14%. In 2011, financial inequality was greater than inequality in total wealth, with the top 1% of the population owning 43%, the next 19% of Americans owning 50%, and the bottom 80% owning 7%. [15]

  3. Percentage - Wikipedia

    en.wikipedia.org/wiki/Percentage

    If 50% of the total number of students in the class are male, that means that 50 out of every 100 students are male. If there are 500 students, then 250 of them are male. Example 2. An increase of $0.15 on a price of $2.50 is an increase by a fraction of 0.15 / 2.50 = 0.06. Expressed as a percentage, this is a 6% increase.

  4. Time value of money - Wikipedia

    en.wikipedia.org/wiki/Time_value_of_money

    Time value of money. The present value of $1,000, 100 years into the future. Curves represent constant discount rates of 2%, 3%, 5%, and 7%. The time value of money is the widely accepted conjecture that there is greater benefit to receiving a sum of money now rather than an identical sum later.

  5. Inflation - Wikipedia

    en.wikipedia.org/wiki/Inflation

    Inflation has been a feature of history during the entire period when money has been used as a means of payment. One of the earliest documented inflations occurred in Alexander the Great's empire 330 BCE. Historically, when commodity money was used, periods of inflation and deflation would alternate depending on the condition of the economy ...

  6. Amazon Has Deals Up To 50% Off Under-Desk Treadmills ... - AOL

    www.aol.com/amazon-deals-50-off-under-162100120.html

    Under Desk Treadmill. amazon.com. $269.95. More. Let's start with our fave treadmill on this list, the Merach Walking Pad, which is currently discounted for 47 percent off. WH executive health and ...

  7. Disposable and discretionary income - Wikipedia

    en.wikipedia.org/wiki/Disposable_and...

    Discretionary income = gross income – taxes – all compelled payments (bills) The term "disposable income" is often incorrectly used to denote discretionary income. For example, people commonly refer to disposable income as the amount of "play money" left to spend or save. The Consumer Leverage Ratio is the expression of the ratio of total ...

  8. Home equity loan or HELOC vs. cash-out mortgage refinance - AOL

    www.aol.com/finance/home-equity-loan-heloc-vs...

    Two people, one owning a $500,000 home and the other owning a $1 million home, would be able to access very different amounts, even if they both had a 50 percent equity stake.

  9. Affluence in the United States - Wikipedia

    en.wikipedia.org/wiki/Affluence_in_the_United_States

    Affluence refers to an individual's or household's economical and financial advantage in comparison to others. [1] It may be assessed through either income or wealth . In absolute terms, affluence is a relatively widespread phenomenon in the United States, with over 30% of households having an income exceeding $100,000 per year and over 30% of ...

  10. Money illusion - Wikipedia

    en.wikipedia.org/wiki/Money_illusion

    In economics, money illusion, or price illusion, is a cognitive bias where money is thought of in nominal, rather than real terms. In other words, the face value (nominal value) of money is mistaken for its purchasing power (real value) at a previous point in time. Viewing purchasing power as measured by the nominal value is false, as modern ...

  11. How do certificates of deposit work? Understanding CDs ... - AOL

    www.aol.com/finance/how-do-cds-work-220139365.html

    Bump-up CD. A bump-up CD — also called a “raise your rate” CD — builds in the ability for you to request a one-time rate increase if CD rates go up during your lock-in term. Longer term ...