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In the case where the only discount rate one has is not a zero-rate (neither taken from a zero-coupon bond nor converted from a swap rate to a zero-rate through bootstrapping) but an annually-compounded rate (for example if the benchmark is a US Treasury bond with annual coupons) and one only has its yield to maturity, one would use an annually ...
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Purchase rates for Thursday, Sept. 19, 2024. 30-year fixed rate — 6.17%. 20-year fixed rate — 5.96%. ... the new lender pays off your old mortgage and you then pay your monthly statements from ...
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