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The maximum spousal benefit is 50% of your spouse’s primary insurance amount. That’s the benefit they’ll qualify for once they’re full retirement age, which is 67 for anyone born in 1960 ...
Image source: Getty Images. 1. Your work history could affect your eligibility. The primary requirement to qualify for spousal benefits is being married to someone entitled to either retirement or ...
However, spouses can’t take advantage of the age 70 rule because their payout is capped at 50% of the primary beneficiary’s full retirement benefit. Even if your spouse waited until age 70 to ...
For example, if at the full retirement age, a spouse claims a retirement benefit of $300 and a spouse benefit of $450, SSA will pay the person a $300 retirement benefit and a $150 partial spouse benefit for a total benefit of $450.
It’s possible to switch your Social Security retirement benefit to spousal benefits if your spouse hasn’t filed yet. Whether it makes sense to do so can depend on your current ages and the...
The file-and-suspend rule previously allowed an individual at full retirement age or older to apply for Social Security benefits and immediately suspend them so his spouse could collect spousal ...
As of November 2021, same-sex couples can qualify for the same Social Security spousal and survivors’ benefits as other couples. As same-sex couples received the constitutional right to marry in ...
Getty Images Many retirees rely heavily on Social Security: The Social Security Administration reports that more than half of married couples and almost three-quarters of single retirees get at ...
Most Americans are already retired by the time they turn 65 years old, though not all collect Social Security benefits yet. The average retirement age in the United States is either 63 or 64,...
The much higher Social Security payments that go into effect in 2023 don't only benefit retired workers -- they also benefit spouses of those workers. The Social Security Administration...