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2. Survey: 43% of Americans have at least one unused gift card - AOL

   www.aol.com/finance/survey-43-americans-least...

   Bankrate’s key insights on gift cards. 43%. More than 2 in 5 Americans have at least one gift card, gift voucher or store credit they haven’t used.

3. Credit card - Wikipedia

   en.wikipedia.org/wiki/Credit_card

   A credit card is a payment card, usually issued by a bank, allowing its users to purchase goods or services, or withdraw cash, on credit. Using the card thus accrues debt that has to be repaid later. [1] Credit cards are one of the most widely used forms of payment across the world. [2]

4. 10 Things Fixed-Income Retirees Can Do Right Now To ... - AOL

   www.aol.com/10-things-fixed-income-retirees...

   Create a Financial Plan. Cole said that a major way she helps her clients with financial stress is by creating a financial plan. “The number one thing I would say if you’re in that situation ...

5. Over Half Of Americans Are Anxious About Money. Luckily ... - AOL

   www.aol.com/over-half-americans-anxious-money...

   Humans went from bartering to paying in cash to writing checks to swiping our cards to tapping our phones. Sometimes this means that we don’t think about our purchasing as deeply, so creating ...

6. Before you sign up for a store credit card, know what you're ...

   lite.aol.com/pf/story/0001/20240923/184d8e752bf...

   According to the Federal Reserve, outstanding credit card balances reached $1.14 trillion as of August 2024, meaning credit card debt is increasingly a concern for millions of Americans. Bankrate found that the average store-only credit card has an average annual percentage rate of 30.45%, significantly higher than the average APR of 20.78% for ...

7. The Federal Reserve is finally lowering rates. Here's what ...

   lite.aol.com/tech/story/0001/20240918/6127436dd3...

   That said, the Fed's declining benchmark rate will eventually mean better rates for borrowers, many of whom are facing some of the highest credit card interest rates in decades. The average interest rate is 23.18% for new offers and 21.51% for existing accounts, according to WalletHub’s August Credit Card Landscape Report.