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The payment card interchange fee and merchant discount antitrust litigation is a United States class-action lawsuit filed in 2005 by merchants and trade associations against Visa, Mastercard, and numerous financial institutions that issue payment cards.
The Payment Card Industry Data Security Standard (PCI DSS) is an information security standard used to handle credit cards from major card brands. The standard is administered by the Payment Card Industry Security Standards Council , and its use is mandated by the card brands.
Under the act, companies may not collect personally identifiable information from consumers who purchase goods or services using credit cards. Companies cannot set conditions in which consumers must consent to sharing their information in order to use their credit cards for a transaction.
Credit card surcharges are applied when you use your credit card to make a payment. In states where surcharges are legal, they must be clearly displayed at the point of sale and on your receipt.
United Business Card: Best for Frequent Business Flyers. American Express Blue Business Cash Card: Best for Expanded Buying Power. Wells Fargo Business Platinum Credit Card: Best for Regular Bonus ...
New Yorkers now have protections from losing earned credit card rewards through a new statewide consumer protection law that went into effect this month.
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