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Image source: Getty Images. 1. Your work history could affect your eligibility. The primary requirement to qualify for spousal benefits is being married to someone entitled to either retirement or ...
The maximum spousal benefit is 50% of your spouse’s primary insurance amount. That’s the benefit they’ll qualify for once they’re full retirement age, which is 67 for anyone born in 1960 ...
It’s possible to switch your Social Security retirement benefit to spousal benefits if your spouse hasn’t filed yet. Whether it makes sense to do so can depend on your current ages and the...
For example, if at the full retirement age, a spouse claims a retirement benefit of $300 and a spouse benefit of $450, SSA will pay the person a $300 retirement benefit and a $150 partial spouse benefit for a total benefit of $450.
However, spouses can’t take advantage of the age 70 rule because their payout is capped at 50% of the primary beneficiary’s full retirement benefit. Even if your spouse waited until age 70 to ...
When you're ready to start claiming Social Security retirement benefits, including spouse benefits, or apply for survivor benefits or Medicare coverage, the Social Security Administration makes it...
The file-and-suspend rule previously allowed an individual at full retirement age or older to apply for Social Security benefits and immediately suspend them so his spouse could collect spousal ...
The much higher Social Security payments that go into effect in 2023 don't only benefit retired workers -- they also benefit spouses of those workers. The Social Security Administration...
If you’re looking to save money in retirement by scoring discounts, here are some of the establishments that offer discounts beginning at age 65, based on various consumer and company sites.
The spousal benefit can be as much as half of the worker’s primary insurance amount, depending on the spouse’s age at retirement. If the spouse begins receiving benefits before full retirement ...