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Song-Beverly Credit Card Act. The Song-Beverly Credit Card Act of California was passed in 1971 to protect consumer information in credit card transactions. Under the act, companies may not collect personally identifiable information from consumers who purchase goods or services using credit cards.
The Fair and Accurate Credit Transactions Act of 2003 ( FACT Act or FACTA, Pub. L. 108–159 (text) (PDF)) is a U.S. federal law, passed by the United States Congress on November 22, 2003, [1] and signed by President George W. Bush on December 4, 2003, [2] as an amendment to the Fair Credit Reporting Act. The act allows consumers to request and ...
The Credit Card Accountability Responsibility and Disclosure (CARD) Act of 2009 is a federal statute passed by the United States Congress and signed by U.S. President Barack Obama on May 22, 2009. It is a comprehensive credit card reform legislation that aims "to establish fair and transparent practices relating to the extension of credit under ...
When a business charges a fee for a form of payment, whether in person, online or by phone, it’s called a surcharge. Credit card surcharges are applied when you use your credit card to make a ...
A business card is a credit card designed to support small business owners and entrepreneurs, keeping business spending separate from personal spending. These cards typically offer higher credit ...
Press pass. A press pass (alternatively referred to as a press card or a journalist pass) grants some type of special privilege to journalists. Some cards have recognized legal status; others merely indicate that the bearer is a practicing journalist. The nature of the benefits is determined by the type of issuing agency, of which there are ...
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