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12.8% of the population were under the age of 18, 20.6% from 18 to 24, 18.6% from 25 to 44, 20.3% from 45 to 64, and 27.6% who were 65 years of age or older. The median age was 42.2 years. For every 100 females, the population had 104.7 males. For every 100 females ages 18 and older there were 107.4 males.
An example of over-redemption insurance would be if a company is running a promotion in which consumers must collect a certain number of proofs of purchase from a yogurt lid in order to receive a $100 prize. The company may predict a 20% response rate (i.e. 20% of all consumers will participate in the promotion and actively collect the yogurt ...
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