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  2. Refund anticipation loan - Wikipedia

    en.wikipedia.org/wiki/Refund_anticipation_loan

    Refund anticipation loan (RAL) is a short-term consumer loan in the United States provided by a third party against an expected tax refund for the duration it takes the tax authority to pay the refund.

  3. 4 ways to get equity out of your home while rates are high - AOL

    www.aol.com/finance/how-to-get-equity-out-of...

    Your home equity offers a valuable way to pay off debts, renovate a home or cover emergencies through a home equity loan, HELOC and mortgage alternative.

  4. Refund Home Loans - Wikipedia

    en.wikipedia.org/wiki/Refund_Home_Loans

    Refund Home Loans was an Australian mortgage services company founded by Wayne Ormond in 2004. The company created a franchised network of remote working mortgage brokers. After issues with the regulator for breaching trading practices in 2009 it got into financial difficulties.

  5. Housing and Economic Recovery Act of 2008 - Wikipedia

    en.wikipedia.org/wiki/Housing_and_Economic...

    Included a first-time home buyer refundable tax credit for purchases on or after April 9, 2008 and before July 1, 2009 equal to 10 percent of the purchase price of a principal residence, up to $7,500. Phased out the credit for taxpayers with incomes over $75,000 ($150,000 for joint returns).

  6. How to finance a recreational vehicle: RV loans ... - AOL

    www.aol.com/finance/how-to-finance-rv-182200533.html

    RV loans tend to start at $5,000 or $10,000 and can run into the millions with terms from 5 to 20 years. The average rate for an RV loan was 10.23% in March 2024, according to online marketplace ...

  7. Refinancing a home equity loan: When and how to do it - AOL

    www.aol.com/finance/refinancing-home-equity-loan...

    Bottom line on home equity loan refinances. As with a regular mortgage refinance, you have to apply for a refinance of your home equity loan, either with the current lender or another one. Be...

  8. What are the pros and cons of home equity loans? A ... - AOL

    www.aol.com/finance/pros-cons-home-equity-loans...

    The benefits of a home equity loan include consistent monthly payments, lower interest rates, long repayment timelines and a possible tax deduction. The downsides of a home equity loan include a ...

  9. Homeowners Refinancing Act - Wikipedia

    en.wikipedia.org/wiki/Homeowners_Refinancing_Act

    The Homeowners Refinancing Act (also known as the Home Owners' Loan Act of 1933 and the Home Owners' Loan Corporation Act) was an Act of Congress of the United States passed as part of Franklin Delano Roosevelt's New Deal during the Great Depression to help those in danger of losing their homes.

  10. US homeowners are now sitting on record-setting $17 ... - AOL

    www.aol.com/finance/us-homeowners-now-sitting...

    American mortgage holders now have access to a whopping $11 trillion in tappable equity — out of $17 trillion in total — which is a record for U.S. homeowners.

  11. Tax refund - Wikipedia

    en.wikipedia.org/wiki/Tax_refund

    Refund anticipation loans are a common means to receive a tax refund early, but at the expense of high fees that can reach over 200% annual interest. In the 1990s, refunds could take as long as twelve weeks to come back to the taxpayer; the average time for a refund is six weeks, [10] with refunds from electronically filed returns coming in ...