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  2. The best ways to borrow money - AOL

    www.aol.com/finance/best-ways-borrow-money...

    Any loan with high interest rates or numerous fees should be avoided. One of these worst ways to borrow money are payday loans , but any short-term option can be expensive and difficult to repay ...

  3. 7 Myths About Debt That Gen Z Must Stop Believing - AOL

    www.aol.com/7-myths-debt-gen-z-160036710.html

    You Don’t Need To Pay Student Loans During School. ... “There’s no credit check to qualify, no interest or late fees, and you earn cash back on your purchases. Plus, your on-time payments ...

  4. The pros and cons of personal loans - AOL

    www.aol.com/finance/pros-cons-personal-loans...

    A personal loan with a single, fixed-rate monthly payment is easier to manage than several credit cards with different interest rates, payment due dates and other variables. Borrowers who qualify ...

  5. Mortgage cashback - Wikipedia

    en.wikipedia.org/wiki/Mortgage_cashback

    Mortgage cashback. Some mortgage lenders, particularly in the United Kingdom, give a one-off lump sum payment to new borrowers at the beginning of a mortgage. Called cashback, this lump sum is often marketed as free cash, but it is in fact funded by the mortgage interest paid by the borrower.

  6. 7 best cashback apps to stretch your dollar — and earn ...

    www.aol.com/finance/best-cash-back-apps...

    Cash back. These apps provide online shoppers with automatic rewards or coupons at checkout. Examples include Rakuten, Ibotta, Honey and Capital One Shopping. Receipt-scanning apps.

  7. Merchant cash advance - Wikipedia

    en.wikipedia.org/wiki/Merchant_cash_advance

    Merchant cash advances are most often used by retail businesses that do not qualify for regular bank loans and are generally more expensive than bank loans. Competition and innovation led to downward pressure on rates and terms are now more closely correlated with an applicant's FICO score.

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