I want to see details for a Low Rate Credit Card.

Low Rate

A Low Rate Credit Card is a type of credit card that offers a lower interest rate on purchases and/or balance transfers compared to other credit cards. The key feature of this type of card is the lower annual percentage rate (APR), which can help cardholders save money on interest charges. These cards are ideal for individuals who carry a balance on their credit card and want to minimize their interest costs.

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Low Rate Credit Cards (12)

Dollar Bank Low Rate Credit Card

Promotional balance transfer fee of 1% (min. $5) for the first six months.MasterRental collision damage waiver, Emergency card replacement and cash disbursement, Lost/Stolen card reporting and ID Theft Protection.Ability to view and pay your Mastercard® account online with free Dollar Bank Online Banking.24/7 Mastercard® Assistance Center toll-free at 1-800-307-7309.Optional Credit Life Insurance protects your family from the responsibility of up to $100,000 in credit card debit.Zero fraud liability.
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Dollar Bank Low Rate Credit Card
Promotional balance transfer fee of 1% (min. $5) for the first six months.MasterRental collision damage waiver, Emergency card replacement and cash disbursement, Lost/Stolen card reporting and ID Theft Protection.Ability to view and pay your Mastercard® account online with free Dollar Bank Online Banking.24/7 Mastercard® Assistance Center toll-free at 1-800-307-7309.Optional Credit Life Insurance protects your family from the responsibility of up to $100,000 in credit card debit.Zero fraud liability.

Lexus Pursuits

Earn 5000 points by spending $500 within 3 months. Additionally, receive 1 point for every $1 spent on purchases.
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Lexus Pursuits
Earn 5000 points by spending $500 within 3 months. Additionally, receive 1 point for every $1 spent on purchases.
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Toyota Rewards

Get 5,000 bonus points by spending $500 outside of Toyota dealerships in the first 90 days. Earn 5 points for every $1 spent at Toyota dealerships and 2 points for every $1 spent on gas. Earn rewards faster and enjoy exclusive benefits with Toyota Rewards.
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Toyota Rewards
Get 5,000 bonus points by spending $500 outside of Toyota dealerships in the first 90 days. Earn 5 points for every $1 spent at Toyota dealerships and 2 points for every $1 spent on gas. Earn rewards faster and enjoy exclusive benefits with Toyota Rewards.

Bank of the West Platinum Rewards MasterCard Credit Card

The Bank of the West Platinum Rewards MasterCard Credit Card offers one reward point for every $1 spent on qualifying purchases, with no limit on points earned as long as the account is open and in good standing. There are no expiration dates or annual caps on points. Cardholders can easily redeem points for travel on most domestic and international airlines with no blackout dates, as well as for gift cards, merchandise, unique experiences, and cash rebates.
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Bank of the West Platinum Rewards MasterCard Credit Card
The Bank of the West Platinum Rewards MasterCard Credit Card offers one reward point for every $1 spent on qualifying purchases, with no limit on points earned as long as the account is open and in good standing. There are no expiration dates or annual caps on points. Cardholders can easily redeem points for travel on most domestic and international airlines with no blackout dates, as well as for gift cards, merchandise, unique experiences, and cash rebates.

The Amex EveryDay® Credit Card from American Express

Get 10,000 Membership Rewards® points after spending $1,000 in the first 3 months. Enjoy a low intro APR of 0% for 12 months on purchases and balance transfers, then a variable rate of 13.99% to 23.99%. There's no annual fee and you'll earn 2x points at US supermarkets (up to $6,000/year) and 1x points on other purchases. Use your Card 20 or more times in a billing period and earn 20% more points. Over 1 million more places in the U.S. now accept American Express® Cards. Terms Apply. View Rates and Fees.
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The Amex EveryDay® Credit Card from American Express
Get 10,000 Membership Rewards® points after spending $1,000 in the first 3 months. Enjoy a low intro APR of 0% for 12 months on purchases and balance transfers, then a variable rate of 13.99% to 23.99%. There's no annual fee and you'll earn 2x points at US supermarkets (up to $6,000/year) and 1x points on other purchases. Use your Card 20 or more times in a billing period and earn 20% more points. Over 1 million more places in the U.S. now accept American Express® Cards. Terms Apply. View Rates and Fees.

ABOC Platinum Rewards Card

The ABOC Platinum Rewards Card offers a 0% Intro APR on Purchases for 12 months, with a variable APR of 13.90% - 23.90% thereafter, based on creditworthiness. New cardholders can earn 10,000 Bonus ABOC Rewards Points by spending $1,000 on purchases within the first 90 days. There's no annual fee, and points don't expire. Plus, cardholders earn 1 point for every $1 spent. With this card, you can select your rewards your way.
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ABOC Platinum Rewards Card
The ABOC Platinum Rewards Card offers a 0% Intro APR on Purchases for 12 months, with a variable APR of 13.90% - 23.90% thereafter, based on creditworthiness. New cardholders can earn 10,000 Bonus ABOC Rewards Points by spending $1,000 on purchases within the first 90 days. There's no annual fee, and points don't expire. Plus, cardholders earn 1 point for every $1 spent. With this card, you can select your rewards your way.

Bank of America® Travel Rewards

The Bank of America Travel Rewards credit card offers flexibility for travel anytime. Unlike other travel cards, it allows you to book your own rewards-funded travel without any restrictive policies. This makes it a convenient choice for those who want more control over their travel plans.
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Bank of America® Travel Rewards
The Bank of America Travel Rewards credit card offers flexibility for travel anytime. Unlike other travel cards, it allows you to book your own rewards-funded travel without any restrictive policies. This makes it a convenient choice for those who want more control over their travel plans.

BankAmericard® Credit Card

The BankAmericard Credit Card offers a low regular APR and a lengthy introductory period for balance transfers and new purchases, resulting in significant interest savings.
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BankAmericard® Credit Card
The BankAmericard Credit Card offers a low regular APR and a lengthy introductory period for balance transfers and new purchases, resulting in significant interest savings.

Mini Platinum

Experience the benefits of MINI Motoring Rewards with the Mini Platinum card. Enjoy a low introductory APR and no annual fee. Start earning rewards for your MINI motoring adventures today.
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Mini Platinum
Experience the benefits of MINI Motoring Rewards with the Mini Platinum card. Enjoy a low introductory APR and no annual fee. Start earning rewards for your MINI motoring adventures today.

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What Type of Credit Card is Best?

Choosing the best credit card isn't a one-size-fits-all scenario. Each card serves a unique purpose – some for spending, others for borrowing, travel, rewards, and more. To navigate this financial landscape, answer a few key questions to find the perfect card tailored to your specific needs. Let's unravel the credit card puzzle and discover how you can save by having the right card for the right purpose. The best credit card for you depends why you need it:

Cut interest with a balance transfer cardGet points/cash on a reward credit card

And there are others too... our 'how do credit cards work' guide takes you through all the options.

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